With the recent news that Apple, the makers of the wildly successful iPhone, iPod and iPad platforms, has more spending money than the entire United States of America it makes sense now why it seems like everyone in the world seems to own an iPhone or iPad these days.  According to CNN Steve Jobs and Apple have a ridiculous $76.2 Billion in cash and marketable securities as compared to the US Treasury with only $73.8 Billion in operating cash.  How is that possible?  How could a tech company that was struggling as recently as the 90s now be wealthier than the most powerful nation on the planet?  Well, since I'm no financial journalist or economic expert, I'm going to choose to focus on something a little closer to my area of expertise.  Let's take a look at the TOP 10 iPhone Apps that we here at Gounce.com think that you shouldn't be without.